76657 ZIP Code — Mc Gregor, TX
Mclennan County, Texas
ZIP code 76657 is located in Mc Gregor, Texas, within Mclennan County. It covers approximately 138.66 square miles and serves a population of 12,160 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.
About ZIP code 76657
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $341,700. Owner-occupancy is high at 76%, well above the national average.
The gap between median ($92,935) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
12,160
population
138.66
sq mi land
Standard
ZIP type
Central (CT)
timezone
76657 ZIP code map
Cities in ZIP code 76657
Below are the cities the US Postal Service accepts for ZIP code 76657. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Mc Gregor | Acceptable |
| Mc Gregor | Preferred |
Nearby ZIP codes
76638 Crawford (8 mi)
76557 Moody (9 mi)
76561 Oglesby (9.2 mi)
76712 Woodway (11.5 mi)
76630 Bruceville (12.4 mi)
76655 Lorena (12.5 mi)
76643 Hewitt (12.8 mi)
76710 Waco (14.5 mi)
76689 Valley Mills (15.6 mi)
76524 Eddy (15.6 mi)
76711 Waco (15.7 mi)
76707 Waco (16.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 12,160 |
| Population density | 88 / sq mi |
| State FIPS | 48 |
| County FIPS | 309 |
| Geography | |
|---|---|
| Land area | 138.66 sq mi |
| Water area | 0.14 sq mi |
| Latitude | 31.4343 |
| Longitude | -97.4034 |
| Timezone | Central (CT) |
| Area code | 254 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.5% | 49.7% | 39.5% |
| $50k – $100k | 32.1% | 26.8% | 30.1% |
| $100k – $200k | 27.4% | 18.6% | 22.6% |
| Over $200k | 14.0% | 4.8% | 7.8% |
Demographics & statistics
12,160
Population
88
People per sq mi
37.7
Median age
$92,935
Median household income
$43,930
Per capita income
$341,700
Median home value
$1,210
Median monthly rent
76.1%
Home ownership
7.4%
Poverty rate
3.0%
Unemployment
3,413
Housing units
35.1%
Bachelor's or higher
Age distribution
Male
Female
389
Under 5
362
480
5–9
447
481
10–14
449
425
15–19
396
350
20–24
326
865
25–34
806
672
35–44
627
703
45–54
656
363
55–59
339
420
60–64
392
713
65–74
665
363
75–84
339
68
85+
64
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,191 | 26.2% |
| 18 and over | 8,969 | 73.8% |
| 65 and over | 2,212 | 18.2% |
| Median age | 37.7 years | |
Race & ethnicity
White
75.1%
Hispanic or Latino
9.5%
Other race
7.1%
Two or more races
6.3%
Black or African American
1.4%
American Indian / Alaska Native
0.3%
Asian
0.2%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 10,087 | 75.1% |
| Hispanic or Latino | 1,270 | 9.5% |
| Other race | 951 | 7.1% |
| Two or more races | 851 | 6.3% |
| Black or African American | 191 | 1.4% |
| American Indian / Alaska Native | 42 | 0.3% |
| Asian | 30 | 0.2% |
| Native Hawaiian / Pacific Islander | 8 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 26.5% | 49.7% | 39.5% |
| $50k – $100k | 32.1% | 26.8% | 30.1% |
| $100k – $200k | 27.4% | 18.6% | 22.6% |
| Over $200k | 14.0% | 4.8% | 7.8% |
Under $10k
2.7%
$10k–$15k
1.8%
$15k–$25k
2.7%
$25k–$35k
5.0%
$35k–$50k
6.2%
$50k–$75k
18.5%
$75k–$100k
15.7%
$100k–$150k
18.5%
$150k–$200k
16.4%
$200k+
12.5%
| Range | % of households |
|---|---|
| Under $10k | 2.7% |
| $10k–$15k | 1.8% |
| $15k–$25k | 2.7% |
| $25k–$35k | 5.0% |
| $35k–$50k | 6.2% |
| $50k–$75k | 18.5% |
| $75k–$100k | 15.7% |
| $100k–$150k | 18.5% |
| $150k–$200k | 16.4% |
| $200k+ | 12.5% |
| Median income | $92,935 |
Housing
Home values
Under $50k
4.7%
$50k–$100k
12.0%
$100k–$150k
7.4%
$150k–$200k
6.6%
$200k–$300k
14.0%
$300k–$500k
30.4%
$500k–$1M
22.8%
$1M+
2.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $341,700 |
| Median rent / month | $1,210 |
| Owner occupied | 76.1% |
| Renter occupied | 23.9% |
| Vacant | 7.6% |
| Single-family detached | 85.4% |
| Large apartment buildings | 1.1% |
| Mobile homes | 6.5% |
| Median rooms | 6.4 |
| Avg household size (owned) | 2.89 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.9% |
| 2010–2019 | 12.6% |
| 2000–2009 | 15.7% |
| 1990–1999 | 20.6% |
| 1980–1989 | 6.8% |
| 1970–1979 | 12.8% |
| 1960–1969 | 9.5% |
| 1950–1959 | 14.2% |
| 1940–1949 | 2.1% |
| 1939 or earlier | 4.7% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.1% |
| 1 bedroom | 1.6% |
| 2 bedrooms | 17.7% |
| 3 bedrooms | 42.4% |
| 4 bedrooms | 27.3% |
| 5+ bedrooms | 10.0% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.7% |
| 1 vehicle | 17.0% |
| 2 vehicles | 54.4% |
| 3 or more | 24.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 24.8% |
| Electricity | 66.5% |
| Propane / LP gas | 7.3% |
| No fuel used | 1.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,479 | 61.2% |
| Cohabiting couple | 203 | 5.0% |
| Male householder, no spouse | 552 | 13.6% |
| Female householder, no spouse | 814 | 20.1% |
| Households with children under 18 | 1,327 | 32.8% |
| Households with seniors (65+) | 1,308 | 32.3% |
| Average household size | 2.97 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 27.5% | 24.4% |
| Married | 57.8% | 55.1% |
| Separated | 3.0% | 2.8% |
| Widowed | 2.6% | 3.7% |
| Divorced | 9.2% | 14.1% |
Education
Less than 9th grade
3.0%
Some HS, no diploma
5.7%
HS graduate
26.4%
Some college, no degree
22.0%
Associate's degree
7.8%
Bachelor's degree
22.8%
Graduate / professional
12.3%
| Metric | % |
|---|---|
| HS diploma or higher | 91.4% |
| Bachelor's or higher | 35.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 218 | 7.3% |
| Kindergarten | 142 | 4.7% |
| Elementary school | 1,504 | 50.1% |
| High school | 807 | 26.9% |
| College / grad school | 331 | 11.0% |
Employment
Industry of employment
Education & healthcare
20.5%
Professional & management
17.6%
Manufacturing
17.4%
Retail trade
13.4%
Construction
9.6%
Finance & real estate
5.0%
Arts, food & hospitality
4.0%
Other services
3.8%
Transportation & utilities
3.7%
Public administration
2.8%
Wholesale trade
0.8%
Information
0.8%
Agriculture & mining
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.6% |
| Service | 10.0% |
| Sales & office | 26.9% |
| Natural resources & construction | 10.6% |
| Production & transportation | 17.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.0% |
| Government | 10.3% |
| Self-employed | 4.4% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 75.6% |
| Carpool | 12.0% |
| Public transit | 0.0% |
| Walk | 0.8% |
| Work from home | 10.7% |
| Other means | 0.8% |
| Avg commute (minutes) | 22.2 |
Poverty
All people
7.4%
Under 18 years
15.3%
18 and over
4.6%
Married-couple families
1.3%
Female-led households
13.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.1% |
| Retirement income | 29.3% |
| Supplemental Security | 2.6% |
| Cash public assistance | 3.8% |
| Food stamps / SNAP | 8.7% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 32.0% |
| High blood pressure | 34.9% |
| High cholesterol | 36.0% |
| Diabetes | 11.4% |
| Heart disease | 6.7% |
| Stroke | 3.1% |
| Asthma | 9.1% |
| Arthritis | 24.2% |
| Kidney disease | 3.0% |
| Pulmonary disease | 6.8% |
| Cancer | 6.7% |
| Behavior / access | % |
|---|---|
| Smoking | 16.6% |
| Binge drinking | 18.2% |
| No physical activity | 23.6% |
| Less than 7 hrs sleep | 34.3% |
| Depression | 21.8% |
| Fair or poor health | 15.8% |
| Poor mental health | 14.5% |
| Poor physical health | 11.0% |
| No health insurance | 24.0% |
| Visited doctor (checkup) | 72.0% |
| Visited dentist | 58.0% |
| Cholesterol screening | 90.2% |
| Teeth loss | 13.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 811 | 9.0% |
| Disability | % |
|---|---|
| Any disability | 13.2% |
| Under 18 | 9.7% |
| 18–64 years | 7.8% |
| 65 and over | 36.1% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 72.6% |
| Public insurance | 30.6% |
| No insurance | 10.8% |
| Uninsured under 19 | 6.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 11,409 | 93.8% |
| Spanish | 751 | 6.6% |
| Other Indo-European | 730 | 6.4% |
| Asian & Pacific Islander | 21 | 0.2% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 11,258 | 92.6% |
| Born in same state | 11,205 | 92.1% |
| Born in different state | 8,013 | 65.9% |
| Foreign born | 53 | 0.4% |
| Naturalized citizen | 902 | 7.4% |
| Not a US citizen | 104 | 11.5% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,779 | 14.6% |
| Italian | 1,112 | 9.1% |
| Arab | 658 | 5.4% |
| Polish | 82 | 0.7% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 68 | 0.6% |
| English | 47 | 0.4% |
| German | 32 | 0.3% |
| Dutch | 16 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.3% |
| Internet access | 95.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76657
What city is ZIP code 76657 in?
ZIP code 76657 is primarily assigned to Mc Gregor, Texas.
What county is ZIP code 76657 in?
ZIP code 76657 falls within Mclennan County, Texas.
What is the typical home value in ZIP code 76657?
The median home value in ZIP code 76657 is $341,700.
What is the population of ZIP code 76657?
ZIP code 76657 has an estimated population of 12,160 residents, with a density of 88 people per square mile.
What is the median household income in ZIP code 76657?
The median household income in ZIP code 76657 is $92,935, above the national median of ~$75,000.
What timezone is ZIP code 76657 in?
ZIP code 76657 observes the CST timezone.